Credit risk as well as environmental measurement and reporting are areas of significant concern to financial institutions, and artificial intelligence (AI) can play a major role in improving efficiencies and outcomes in these areas from a finance technology (FinTech) perspective. �These are areas of great concern, to which financial institutions are dedicating a lot of resources,� said Fethi Rabhi, a Professor in the School of Computer Science and Engineering at UNSW Sydney. Credit risk and environmental measurement and reporting are highly data-driven, technically intensive and regulated, and Prof. Rabhi said they have historically relied heavily on human judgement.